Insurance
There are three types of insurance to think about ahead of time:
- Travel insurance to cover you and your luggage during your journey. Ask about this when you book your ticket to travel to the UK; your travel agent should be able to recommend a policy. Some banks also offer travel insurance policies; ask at your home bank when you arrange your currency transfer or exchange.
- Personal belongings insurance to cover valuable items such as jewellery, musical instruments, cameras or your CD-player while they are with you in the UK. If these items are covered by an insurance policy at your home, check whether they will still be insured while they are out of the country. If not, you should arrange insurance for them once you get to the UK.
- Health insurance to cover you against the cost of sickness or injury while you are in the UK. Find out whether you will be covered by the UK's National Health Service. If not, take out a medical insurance policy before you leave home and check the excess clauses as some policies may mean you are liable for the first £50 or £100 of any claim.
Safety first - a personal safety guide for international students from British Council
